When someone is self employed,  it is difficult to find insurance that is affordable.  I have had Celtic Insurance since 2000.  It is now 2011 and my premium has gone from approx $1100.00 per quarter to $4120 per quarter- and every 6 months they up it some more!

Also, God forbid you make a claim because Celtic will refuse to pay for just about anything.  There is always an excuse from them such as-  pre-existing conditions, deductible not met and not in network (even with PPO).

I was calling them trying to get them to get an extention on payment or change to monthly instead of quarterly. Every person I talked to was rude and told me there was nothing they could or would do for me!

I would bet that if it was their health insurance they would do their best to keep themselves covered!   I would not recommend this company to anyone. I can’t believe that after 11 yrs. with this company they could not help me at all!

Submitted By: Tammy W,

Location: Davenport, FL 33837