Insurance Complaints

I am having a problem with Emblem Health Care and the calendar they use. It seems they are using a calendar that goes back in time. Unfortunately my calendar only goes forward or else I would be betting everyday on yesterday’s races.

Health Insurance Plan of New York (HIP) canceled my health insurance policy and did so retroactively. They sent me a form letter dated May 30 2011 telling me my health insurance is canceled as of May 1. Yet they billed me and I made payments for the months of May and June.

To complicate matters, I was on the cholesterol lowering drug vytorin for years with no problems. Then in March 2011 HIP stopped covering vytorin until I tried other cheaper drugs first. I have been having problems with these new drugs and failed my last blood test.

I had a letter of approval and was granted the option to go to my primary care physician to discuss my blood test and have a routine exam. The letter was dated May 13 2011, which was a Friday, and my Doctors appointment was Monday May 16 2011.

I later received HIPs notice of cancellation of my insurance as of May 1, which was dated May 30. I received it June 3 2011 (please note May 30 2011 was Memorial Day). Emblem Health is refusing to pay, and at the same time my Doctors are demanding payment.

Submitted By: gerard kissane

Location: hauppauge ny usa