I had a burglary in June of 2011 approximately $3800.00 loss. Had replacement cost on policy took over 45 days to even start hearing from claims? I had to replace a few items before. On all items lost the gave unrealistic replacement costs. A camcorder that was less than thirty days old was replaced at [...]
Homeowners Insurance
Retaliatory termination of insurance and premium increase
by tdomf_01716 on March 23, 2012 at 6:07 pmI have had Alfa insurance on one home for over 14 years and never had one claim. I have another home insured through them for over 4 years, and until now never had a claim on it. They also have my auto insurance. I recently had an incident which caused damage to a neighbors property. [...]
my hot water heater blew up flooding my bathroom and kitchen the floors need to be replaced horrace mann is refusing to pay saying it was caused by a slow leak how is the hot water exploding a slow leak!!! I now have a sick baby and a pregant daughter in the house who are [...]
Grange will only replace a part of siding after hail damage/wall of siding does not match
by tdomf_01716 on March 4, 2012 at 9:13 pmI have been a long term Grange insured. A hail storm damaged my house. The adjuster admitted that part of the siding was blown off by the storm winds. My siding is no longer made and cannot be bought. Grange wants to replace only the part on the wall that was blown off and leave [...]
During Irene many shingles on my home lifted and tore free from their nails. It took the adjuster over three weeks to get to my home after cancelling three times. I pushed the shingles back in place so my roof wouldn’t leak even though it still did. The adjuster who was contacted out by Erie [...]
15 years ago, neighbors garage catches on fire.. their AAA insurance company does 200% repairing their house and garage and personal items in less then 30 days, My Insurance Company Horace Man took very seriously 8 months to pay for the residing of my house on one side from the neighbors fire. this year.. Tornado [...]
Well where do I start? I gave the Selective insurance adjuster written estimates on everything that was damaged during the storm, and just for our fence it was $4.500 and to clear 6 trees off the fence line and cars it was $3.500 (not counting the damage to our shed and the water damage to [...]
Two weeks ago I had a lightning strike which hit my water heater, a big screen tv, my computer, light fixtures and switches, electric box and 2 surge protectors. Well, my deductible has always been $250, by my choice, and today I was told that alfa across the board went up to a $1,000 deductible. So [...]
In December, 2010 we had an upstairs toilet overflow and run for over 3 hours. It flooded the master bathroom, and then made it’s way downstairs where it destroyed our kitchen, and finally into the finished basement where the ceiling collapsed and pooled 3 inches of water. After a cleanup service gutted the kitchen, ripped [...]
I have been with Donegal for 4 years. Since January their customer service has gone down the toilet. I pay, every month, whatever the bill states to pay. I have proof it comes out of my checking account every month. My wife called to inquire about something and the person on the other end said [...]
Alfa Insurance refuses to reimburse for lightning damages
by tdomf_01716 on August 11, 2011 at 8:26 pmMy wife and I have been customers of Alfa Insurance for 18 years. We have homeowners insurance as well as Life Insurance with Alfa. We recently had lightning strike our home on July 10, 2011. In the strike we had damage that included and destroyed 3 televisions, 1 dvd player, 2 garage door openers, 1 [...]
My soon to be 81 year old mother and I, disabled, live together in a home we own which is insured by Cotton States. This is what happened to us: Timeline of Events— Collapse of ceiling during storm, Friday, 6/17/2011 Finch Fire/Water, Saturday, 6/18/2011–pulled down rest of ceiling, removed debris and gave verbal assessment of [...]
I had a roofer come by and inspect my home for hail damage, and he showed me the many pits in my shingles. So I called my insurance company (Cotton States) and they sent a roofer named Larry Crawford to inspect the roof. Larry came out said that there was no hail damage. So I requested [...]
I had been with GuideOne for about 11 years. After a hail storm came through our neighborhood, almost every home had their roofs replaced by insurance companies. I only know of about 4 homeowners out of over 30 that did not have their claims accepted- I was one of them. I sent in a second [...]
Our local agent representing Erie Insurance sent us the usual letter asking for info about our Homeowners’ Insurance needs, and the letter was dated 5/25/11. Included with the letter was a notice from Erie that our monthly installment for Homeowners insurance will rise to $97 from $83 — as of 5-21-11. This increase is excessive [...]
